Today I just read an article in the San Antonio Express News on the housing market….sadly, it stated that people under 35 were not buying homes like my generation did at the same age.  Reason?  Student loan debt.   Mortgage loan rules now require their student loan payment to be factored in with their debt…..even if they are not required to pay the student loan at this time.  Now…that’s going to keep a lot of people from being a homeowner.